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Ulta Beauty Rewards™ Mastercard, Ulta Beauty Rewards™ World Mastercard. Ulta Beauty Rewards™ Credit Card. Annual Percentage Rate (APR) for Purchases. 32.24%, 29.24%, or 23.24% when you open your account, based upon your creditworthiness. This APR will vary with the market based on the Prime Rate. 32.24%.

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